Sample Hardship Letter Template printable pdf download

Sample Hardship Letter Template

SAMPLE

ARDSHIP

ETTER

To [Name of Lender]:

Date:

Countrywide, Wells

Month/Date/Year

Fargo, etc

From [Name of Borrower(s)]:

Carol Smith and Bill Jones

# 123456789

Loan Number:

I would like to remain in my house.

Month/Date/Year

But I fell behind/will fall behind on my mortgage payments as of (date):

The reason I fell behind/ will fall behind is:

Some Examples:

 My daughter was hospitalized and I missed work to

assist her

 My employer reduced my hours by 10 hours per week,

which means I make $300 less each week

 My interest rate is set to increase on June 1, 2008

Please fill in a brief description of your personal circumstances, such as those samples listed



above. If you are unsure, leave this section blank.

I will be able to overcome these difficulties and make my mortgage payments because/if:

Examples:

 Because I have a new job

 Because I have a second job

 Because I have additional income from (family member)

 Because I have reduced my expenses

 If you freeze my interest rate, I can make the payments

at my original interest rate.

Please fill in a brief description of your personal circumstances, such as those samples listed



above. If you are unsure, leave this section blank.

Thank you,

Carol Smith

& Bill Jones_________________

Borrower’s Signature

Sample Hardship Letter Template