Home Budget Planner Template
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1
2What is your income?
You need to fill in your total weekly or monthly income beside the items that apply to you.
Add your income/s together and place the total in the Total Income box.
Home Budget Planner
Each
Each
Each
INCOME
Week
Month
Year
Wages/Salary (you/partner and/or other)
Benefits
The Consumer Council
The
Pension
Maintenance / Child Support
Contributions from People Living with You
Student Loan
Where does your money go?
Other
TOTAL INCOME
£
£
£
Knowing where and how you spend money can help you save. This can help you pay
Overall budget
for unexpected bills and plan for occasions like holidays and Christmas.
To create your Home Budget Planner, gather all the paperwork that you need. For
1. Place your total weekly or monthly income in the total income box below.
example, electricity, phone, gas bills, grocery receipts, bank/credit card statements
2. Place your total weekly or monthly spend in the total spending box below.
and all other spending receipts. To make this budget planner work for you, you must
3. To find out how much money you have left at the end of each week or month take your
work out your total bills, spending and income either weekly or monthly - stick to
total spending amount away from your total income amount and place in Total Left box.
this throughout the exercise.
Each
Each
Each
TOTALS
Week
Month
Year
Total Income
Here is a guide on how to work out your budget:
Total Spending - (minus)
TOTAL LEFT
£
£
£
Calculating Monthly?
What to Do
You may find that you are spending more than you have coming in. Look carefully at your
spending, is there anything you can cut down on? Are there cheaper items available? Try
Monthly bills
Enter amount in ‘monthly’ column
keeping all your receipts (eg one week), this will help you see where you are spending your
money.
Quarterly bills (eg telephone)
÷ 3
If you feel you are struggling to make ends meet and need help, contact a money advisor at
Yearly bills (eg Christmas)
÷ 12
one of the following organisations:
Weekly bills (eg PAYG Mobile)
x 52 then ÷12
Advice NI:
028 9064 5919
Citizens Advice:
028 9023 1120
Consumer Credit Counselling Service:
Freephone 0800 027 4990
Calculating Weekly?
What to Do
To download a copy of this budget planner visit
Weekly bills
Enter amount in ‘weekly’ column
Quarterly bills (eg telephone)
÷ 13
The Consumer Council, Elizabeth House, 116 Holywood Road, Belfast, BT4 1NY
Yearly bills (eg Christmas)
÷ 52
Complaints line:
0800 121 6022
Monthly bills (eg mobile phone)
x 12 then ÷ 52
Telephone/Textphone:
028 9067 2488
Fax:
028 9065 7701
E-mail:
.uk
.uk
Websites:
The Consumer Council
The Consumer Council
Published by the General Consumer Council for Northern Ireland
Available in other formats on request
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