Household Budgeting Worksheet
Photocopy this sheet before using it
Make sure that you include all take-home income and expenses as accurately as possible. The information you provide
will be used to compute your household budgeting plan. Try not to inflate the numbers, but do not underestimate either.
If a monthly expense is automatically deducted from your take-home income, do not enter it below.
Monthly Secured Debts
Monthly Take-Home Income
$__________
$__________
Salary/Wages
Rent (Apartment, etc)
Salary/Wages (Spouse)
$__________
1st Mortgage/Taxes/Insurance
$__________
$__________
Social Security
$__________
2nd Mortgage/Taxes/Insurance
$__________
$__________
Military Pay
Trailer Park Space Rent
Pension Plan/Retirement
$__________
Student Loans
$__________
$__________
Interest Income
$__________
Auto Loans/Leases
$__________
$__________
Alimony/Child Support
Recreation Toys (Watercraft, etc.)
$__________
$__________
Real Estate (Rent)
Past-Due Taxes
$__________
Dividends (Investments)
$__________
Other Secured Debts
$__________
Unemployment/Food Stamps
$__________
Other Secured Loans
$__________
Royalties/Other Income
$__________
Total Secured Debt
Total Income
$__________
Monthly Unsecured Debts
Monthly Living Expenses
$__________
Credit Card
Food (Home, Work, School)
$__________
$__________
Credit Card
Household Items
$__________
$__________
Credit Card
Clothing
$__________
Credit Card
$__________
Laundry/Dry Cleaning
$__________
$__________
Credit Card
Telephone (Home, Cell, Pager)
$__________
$__________
Credit Card
Internet Service
$__________
$__________
Personal Loan
Cable TV/Satellite
$__________
$__________
Personal Loan
Electric
$__________
$__________
Medical/Dental Bills
Gas/Oil
$__________
$__________
Other Unsecured Loans
Water/In-Home Service
$__________
Trash Service
$__________
$__________
Total Unsecured Debt
Auto Gas/Maintenence
$__________
Auto Insurance
$__________
Summary of Budget
Health & Dental Insurance
$__________
$__________
Total Take-Home Income
Life & Disability Insurance
$__________
(minus)
Homeowners/Renters Insurance
$__________
$__________
Total Living Expense Payments
Education (Tuition, Supplies)
$__________
$__________
Total Secured Debt Payments
Personal Care (Hair, Nails, etc)
$__________
$__________
Total Unsecured Debt Payments
Medical Care (Prescriptions, etc.)
$__________
(equals)
Child Care (Nanny, Day Care)
$__________
Children Activities (Sports, etc.)
$__________
Your Disposable Income or Deficit
$__________
Alimony/Child Support
$__________
Gardener/Pool/Alarm Service
$__________
Note: If you have a deficit, you should seek the help of a credit
Entertainment
$__________
counseling agency to help you reduce expenses as well as create
Homeowner Dues
$__________
a workable budget for you and your family.
Subscriptions
$__________
Health Club Membership
$__________
Contributions/Donations/Gifts
$__________
130 Rumford Ave, Suite 202, Auburndale, MA 02466-1371
Other Expenses (Misc.)
$__________
Toll Free: 1-800-769-3571 ~ Fax: 617-244-1116
Total Expenses
$__________