personal, or any part thereof, or touching any matter in which I or my
property, real or personal, may be in any way concerned. To defend, settle,
adjust, make allowances, compound, submit to arbitration, and compromise all
accounts, reckonings, claims, and demands whatsoever that now are, or
hereafter shall be, pending between me and any person, firm, corporation, or
other legal entity, in such manner and in all respects as my Agent shall deem
proper.
_______ (J) Personal and family maintenance. To hire accountants, attorneys
at law, consultants, clerks, physicians, nurses, agents, servants, workmen, and
others and to remove them, and to appoint others in their place, and to pay
and allow the persons so employed such salaries, wages, or other
remunerations, as my Agent shall deem proper.
_______ (K) Benefits from Social Security, Medicare, Medicaid, or other
governmental programs, or military service. To prepare, sign and file any claim
or application for Social Security, unemployment or military service benefits;
sue for, settle or abandon any claims to any benefit or assistance under any
federal, state, local or foreign statute or regulation; control, deposit to any
account, collect, receipt for, and take title to and hold all benefits under any
Social Security, unemployment, military service or other state, federal, local or
foreign statute or regulation; and, in general, exercise all powers with respect
to Social Security, unemployment, military service, and governmental benefits,
including but not limited to Medicare and Medicaid, which the principal could
exercise if present and under no disability.
_______ (L) Retirement plan transactions. To contribute to, withdraw from and
deposit funds in any type of retirement plan (which term includes, without
limitation, any tax qualified or nonqualified pension, profit sharing, stock
bonus, employee savings and other retirement plan, individual retirement
account, deferred compensation plan and any other type of employeebenefit
plan); select and change payment options for the principal under any
retirement plan; make rollover contributions from any retirement plan to other
retirement plans or individual retirement accounts; exercise all investment
powers available under any type of self-directed retirement plan; and, in
general, exercise all powers with respect to retirement plans and retirement
plan account balances which the principal could if present and under no
disability.
_______ (M) Tax matters. To prepare, to make elections, to execute and to file
all tax, social security, unemployment insurance, and informational returns
required by the laws of the United States, or of any state or subdivision
thereof, or of any foreign government; to prepare, to execute, and to file all
other papers and instruments which the Agent shall think to be desirable or
necessary for safeguarding of me against excess or illegal taxation or against
penalties imposed for claimed violation of any law or other governmental
regulation; and to pay, to compromise, or to contest or to apply for refunds in
connection with any taxes or assessments for which I am or may be liable.
IX. THIRD PARTIES – I, the Principal, agree that any third party receiving a