Identity Theft Affidavit Form - Wichita Police Department (Page 3 of 14) in pdf

STEP 3: IF YOUR THEFT RESULTED IN A CASE OF IDENTITY THEFT, YOU SHOULD FILE

A REPORT WITH THE FEDERAL TRADE COMMISSION

You MUST go on-line to file an identity theft complaint with the Federal Trade Commission at

, or by calling 1-877-IDTHEFT (438-4338).

STEP 4: CONTACT CREDITORS INVOLVED IN THE IDENTITY THEFT BY

PHONE AND IN WRITING

This step involves contacting all the companies or institutions that provided credit or opened new

accounts for the suspect or suspects. Some examples include: banks, mortgage companies, utility

companies, telephone companies, cell phone companies, etc. You should provide the creditors with a

completed Identity Theft Affidavit (some creditors may require that you use their own affidavit), a Letter of

Dispute, and a copy of the Fair and Accurate Credit Transaction Act of 2003. (FACTA Law)

♦ Federal Trade Commission (FTC) Identity Theft Affidavit:

A copy of the FTC Identity Theft Affidavit can be found at the end of this packet. The affidavit requests

information regarding you as the victim, how the fraud occurred, law enforcement’s actions, a

documentation checklist, and a Fraudulent Account Statement. Please note: Some creditors, financial

institutions, or collection agencies have their own affidavit that you may be required to complete.

♦ Letters of Dispute:

Sample copies of the Letter of Dispute can also be found at the end of this packet. This letter needs to be

completed for every creditor involved in the identity theft. The Letter of Dispute should contain information

related to the fraudulent account(s), your dispute of the account(s), and your request for the information to

be corrected. In addition, the letter should reference FACTA and include a request for copies of any and

all records related to the fraudulent account(s) be provided to you, in cases with Wichita Police jurisdiction

and also made available to the Wichita Police Department.

♦ FACTA Law:

A portion of the FACTA Law can also be found at the end of this packet. As previously discussed, FACTA

allows for you to obtain copies of any and all records related to the fraudulent account(s). You are then

permitted to provide law enforcement with copies of the records you received related to the account(s);

this allows us to bypass the sometimes difficult process of obtaining subpoenas for the very same

information. The law also allows you to request the information be made available directly to the Wichita

Police Department. We have found it useful to provide a copy of the FACTA Law with the submission of

the Identity Theft Affidavit and the Letter of Dispute to the individual creditors.

Identity Theft Affidavit Form - Wichita Police Department Page 3