costs, expenses, and fees (including reasonable attorney fees) incurred in enforcing or attempting to recover payment of the
amounts due under this Note, including negotiating, documenting, and otherwise pursuing or consummating modifications,
extensions, compositions, renewals, or other similar transactions pertaining to this Note, irrespective of the existence of an
event of default, and including costs, expenses, and fees incurred before, after, or irrespective of whether suit is commenced,
and in the event suit is brought to enforce payment hereof, such costs, expenses, and fees and all other issues in such suit
shall be determined by a court sitting without a jury.
The undersigned authorizes Bank to furnish any information in its possession, however acquired, concerning the
undersigned (or any affiliate) to any person or entity, for any purpose that Bank, in good faith and in its sole discretion,
believes to be proper, including without limitation, the disclosure of information to any actual or prospective lender to the
undersigned, any actual or prospective participant in a loan between the undersigned and Bank, any prospective purchaser of
securities issued or to be issued by Bank, and, to the extent permitted by law, any governmental body or regulatory agency,
or in connection with the actual or prospective transfer of all or a portion of this Note to another financial institution.
If more than one person signs this Note, then all words used herein in the singular shall be deemed to have been used in
the plural as the context and construction so required, and when this Note is executed by more than one person, the word
“undersigned” shall mean each and all of them, jointly and severally.
The undersigned represents and warrants that the indebtedness represented by this Note is for commercial, agricultural,
or business purposes [or other purposes].
[signatures]
[complete address]