Durable Power Of Attorney And Designation Of Guardian Page 7

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documentation or information to support any application and the appeal of any decision of such
government agency adverse to my interests.
3.17
My attorney-in-fact shall not have the power to make gifts of any of my assets to any
individuals or charities.
3.18
My attorney-in-fact shall have the power to employ brokers, agents, investment counsel,
custodians, accountants, and attorneys and to deal with, hold, or invest any part of my property in
common or undivided interests with any person or entity regardless of the relationship between
my attorney-in-fact and that person or entity.
3.19
My attorney-in-fact shall have the power to continue to operate, either solely or in
conjunction with others, any business operation or enterprise of any nature in which I may be
interested at any time this Durable Power becomes effective, for so long a time and in such
manner as my attorney-in-fact may deem proper and in my best interests with full power to
incorporate such business or to execute or join in any plan of refinancing, merger, consolidation,
or reorganization of such business and with full power to borrow such monies as may be deemed
advisable for the purpose thereof and with authority to hire employees and charge their
compensation as an operating expense of the business; it being my intention that my attorney-in-
fact shall, in my attorney-in-fact’s discretion, be able to manage and operate such business
exactly as I could do.
3.20
My attorney-in-fact shall have the power to act for me with respect to elections or options
available to me in any retirement plan or arrangements in which I have an interest, including,
without limitation, defined benefit and defined contribution plans as defined under the IRC, all
types of individual retirement accounts, simplified employee pension plans, Keogh plans, IRC
Section 403(a) annuity plans, IRC Section 403(b) annuities, IRC Section 401(k) plans, and
eligible state deferred compensation plans governed under IRC Section 457.
3.21
My attorney-in-fact may act in all matters with respect to all powers described herein as
freely, fully, and effectively as I could or might do personally if present and of sound and
disposing mind.
ARTICLE 4
RATIFICATION, USE OF PHOTOCOPY, AND REVOCATION OF PRIOR POWERS
4.1
I hereby ratify, allow, acknowledge, and hold firm and valid all acts hereafter taken by
my attorney-in-fact by virtue of these presents.
Insert Initials ___________
6

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