Sample Hardship Letter Template printable pdf download

Sample Hardship Letter Template

Sample Hardship Letter

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Hardship Reasons

Here is an example list of hardships that lenders consider during the loan workout/modification process:

_ Adjustable Rate Mortgage Reset- Payment Shock

_ Death in the Family

_ Loss of Job

_ Reduction of Income

_ Incarceration

_ Military Duty

_ Death of Spouse or Co-Borrower

_ Illness and/or Handicap ily

_ Failed Business

_ Divorce

_ Marital Separation

_ Job Relocation

_ Medical Bills

_ Damage to Property (natural disaster or unnatural)

_ Other (Please Specify)

If your hardship is not listed above, don’t worry. Please explain in clear detail on your hardship letter and

include any and all documentation that supports your hardship.

It is extremely important that we understand the state of your current financial crisis and why it is a

hardship with regard to your mortgage loan. Please provide as much detail as possible so that we

may advocate for you from the best strategic position. If you have any documentation that will

support your change in financial situation please submit it with this form to our office.

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Sample Hardship Letter Template