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Promissory Note Form

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PROMISSORY NOTE

, 20

FOR VALUE RECEIVED, the undersigned, promise to pay to the order of

,(hereinafter referred to as "Payee";

Payee together with any subsequent holder hereof or any interest herein being hereinafter

referred to as "Holder") at

, or at such other

place as the Holder may from time to time designate in writing, without grace, except as

may be otherwise expressly provided for herein, the principal sum

), together with interest from the date hereof at a rate of

per annum on the unpaid principal balance from time to time outstanding in accordance

with the following provisions:

(a) Commencing

, 20

, and on the

day of each and

every month thereafter until

, 20

, the undersigned shall pay to

Holder equal installments of

), including principal

and accrued interest on the unpaid principal balance. The entire outstanding principal

balance shall be due and payable in full on or before

, 20

This Note and the instruments securing it are to be governed, interpreted and

construed by, through and under the laws of the State of

. This Note

may be prepaid in whole or in part at any time without penalty or premium. If this Note

provides for installment payments of principal, prepayment of principal payments shall

be applied in the inverse order such installment payments are due, applying first to the

last principal installment due hereunder.

This Note is secured by a Mortgage of even date herewith executed by the

undersigned in favor of the Payee herein, which is a lien on certain collateral security as

described therein.

In the event that any payment of principal and/or interest is not made within thirty

(30) days that same is due, which event shall constitute an "Event of Default" hereunder,

or in the event of any default under the terms of the Mortgage securing this Note, the

undersigned shall pay, during the period of such default, interest on the unpaid balance of

the indebtedness evidenced by this Note at the highest rate allowed by law.

Promissory Note Form

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