Creditor/borrower Truth-In-Lending Disclosure
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1
2Truth-in-Lending Disclosure
Date:
Borrower:
Creditor:
Property:
Loan No:
ANNUAL
FINANCE
Amount
Total of
PERCENTAGE
CHARGE
Financed
Payments
RATE
The cost of your credit as a
The dollar amount the credit
The amount of credit provided
The amount you will have paid
yearly rate.
will cost you.
to you or on your behalf.
after you have made all
payments as scheduled.
%
$
$
$
Interest Rate and Payment Summary
Rate and Monthly
Payments
Interest Rate
0.000%
Principal + Interest
$ _____
Payment
Est. Taxes + Insurance
$ _____
(Escrow)
-[Includes Private
Mortgage Insurance]
Total Est. Monthly
$ _____
Payment
No Guarantee to Refinance:
There is no guarantee that you will be able to refinance to lower your
rate and payments.
Truth-in-Lending Disclosure continued on Page 2
Page 1 of 2
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Parent category: Legal