Allocated Spending Plan
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g Plan
Allocated Spending Plan
Allocated Spending
ek happens here!
Don’t let this one scare you. Managing your money week to week happens here!
Don’t let this one scare you. Managing your money week to week
FOOD
Budgeted
Remaining
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Food
Transportation
Charity
Personal
Insurance
Debt
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Remaining
Budgeted
Remaining
Budgeted
Remaining
Life pulls your money in all directions. Spend time here before spending your cash.
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Groceries
Housing
Medical
Recreation
Savings
Clothing
Utilities
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Allocation is a fancy word for “when you spend your money.” We’re going to build on your Monthly
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Restaurants
Pay Period Income
Cash Flow Plan here and get a little more in depth by breaking your income down by pay period.
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The four columns on this form represent the four weeks in a given month. If you’re married,
Food
Transportation
Charity
Personal
Insurance
Debt
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combine your spouse’s income with yours.
FOOD
CLOTHING
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Remaining
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Budgeted
Remaining
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Food
Transportation
Charity
Personal
Insurance
Debt
Envelope
Housing
Medical
Recreation
Savings
Clothing
Utilities
Envelope
Remaining
Budgeted
Remaining
Budgeted
Remaining
Remaining
Remaining
Remaining
Budgeted
Budgeted
CHARITY
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Groceries
Remaining
Budgeted
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Budgeted
Housing
Medical
Adults
Recreation
Savings
Clothing
Utilities
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Step 1a
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Restaurants
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Children
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Tithes
Fill out the pay period in box
A
. This is simply
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Cleaning/Laundry
A
Food
Transportation
Charity
Personal
Insurance
Debt
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how long you’ll go between paychecks. If you
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Charity & O erings
CLOTHING
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Remaining
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get paid on the 1st and 15th, then your pay period
Housing
Medical
Recreation
Savings
Clothing
Utilities
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Pay Period Dates
TO
Food
Transportation
Charity
Personal
Insurance
Debt
Envelope
Remaining
Remaining
Remaining
Budgeted
Budgeted
TRANSPORTATION
for July, for example, would be 7/1 to 7/14.
Budgeted
Remaining
Budgeted
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SAVING
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Adults
Food
Transportation
Charity
Personal
Insurance
Debt
Envelope
Budgeted
Remaining
Budgeted
Pay Period Income
Remaining
Budgeted
Remaining
Budgeted
Remaining
Housing
Medical
Recreation
Savings
Clothing
Utilities
Envelope
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Children
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Step 1b
Gas and Oil
Housing
Medical
Recreation
Savings
Clothing
Utilities
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Emergency Fund
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B
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Cleaning/Laundry
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Write how much you will be paid in that
Repairs and Tires
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Retirement Fund
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pay period (
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B
).
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License and Taxes
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College Fund
TRANSPORTATION
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Car Replacement
Budgeted
Remaining
Budgeted
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Food
Transportation
Charity
Personal
Insurance
Debt
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Step 2
Food
Transportation
Charity
Personal
Insurance
Debt
Envelope
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Remaining
Budgeted
Remaining
Budgeted
Remaining
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Other _______________
HOUSING
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Gas and Oil
Remaining
Budgeted
Budgeted
Housing
Medical
Recreation
Savings
Clothing
Utilities
Envelope
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Write down how much money you’re budgeting
Other _______________
Housing
Medical
Recreation
Savings
Clothing
Utilities
Envelope
C
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Repairs and Tires
C
in the Budgeted column (
). In the Remaining
285
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945
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First Mortgage/Rent
Food
Transportation
Charity
Personal
Insurance
Debt
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License and Taxes
column (
D
), keep a running total of how much
D
MEDICAL/HEALTH
Budgeted
Remaining
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Budgeted
Second Mortgage
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of your starting income you have left for that
Car Replacement
Housing
Medical
Recreation
Savings
Clothing
Utilities
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150
135
Remaining
Budgeted
Remaining
Budgeted
Remaining
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Real Estate Taxes
pay period.
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Other _______________
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Medications
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Repairs/Maint.
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Other _______________
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Doctor Bills
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Association Dues
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Dentist
Step 3
Food
Transportation
Charity
Personal
Insurance
Debt
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Other _______________
40
95
MEDICAL/HEALTH
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Optometrist
Budgeted
Remaining
Budgeted
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Keep going down the list until the “Remaining”
Housing
Medical
Recreation
Savings
Clothing
Utilities
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20
75
Food
Transportation
Charity
Personal
Insurance
Debt
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Remaining
Budgeted
Remaining
Budgeted
Remaining
Vitamins
column (
E
) hits zero. When “Remaining” equals
UTILITIES
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Medications
Remaining
Budgeted
Budgeted
zero, you’re done budgeting for that pay period.
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E
Other _______________
Housing
Medical
Recreation
Savings
Clothing
Utilities
Envelope
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Doctor Bills
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Other _______________
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Electricity
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Dentist
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Other _______________
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Gas
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Optometrist
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Water
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Step 4
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Vitamins
40
35
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Trash
Final cable bill
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Other _______________
If you have money left over at the end of the
m and explore our other online budgeting tools!
Visit <<URL>> to download extra copies of this form
35
0
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Phone/Mobile
Florist bill
column (
F
), go back and adjust an area, such
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Other _______________
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Internet
as savings or giving, so that you spend every
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F
Other _______________
single dollar. Every dollar needs a home.
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Cable
m and explore our other online budgeting tools!
Visit <<URL>> to download extra copies of this form
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